Q: I was in a car wreck, what should I do? - Contact the appropriate authorities - Go to the doctor, if you are hurt – do not wait! - Call your insurance company - Take pictures - Take names and contact information of witnesses - Consult with a Lawyer Q: How will I pay for medical bills? (PIP) or personal injury protection, pays $10,000 per person in medical bills or lost wages as a result of a car crash regardless of who was at fault. If you were a driver involved in a wreck, your insurance will issue PIP benefits for you and any of your passengers. If the driver has no insurance, an injured passenger can receive PIP benefits from their auto insurance company or any other plan under which they are insured. In cases where there is no insurance, Kentucky has an assigned claims program to provide PIP benefits to injured passengers. Q: How long do I have to file a lawsuit over a car wreck in Kentucky? Sometimes, filing a lawsuit is the only way to protect your rights. The statute of limitations for filing a lawsuit for damages as a result of a car wreck is 2 years from the date of the wreck unless PIP payments were made. If PIP payments were made, the statute of limitations is 2 years from the last PIP payment. Failure to reach a settlement or file your lawsuit within the statute of limitations period will likely mean you’ve lost your chance to obtain damages. Q: Is there anything wrong with speaking to the other side’s insurance carrier immediately after the wreck? The statements you make immediately after a wreck can have longstanding implications that impact your ability to recover damages. You may be jeopardizing your case if you let an insurance company interview you without a lawyer. Q: What types of compensation can a victim of an auto wreck recover? General damages for a victim of an auto wreck or any type of personal injury can include the following: Medical Bills to date as a result of the wreck; Future costs of caring for your injuries; Physical and Mental Pain and Suffering; Lost wages to date; Impairment to earn wages in the future; and Loss of Consortium. However, every person injured in a wreck has a unique and personal situation. Please call me discuss the specifics of your case. |
Call (859) 873-1001 or email: brad@bradslutskin.com |